Privacy Policy

What Does Indiana Members Credit Union Do With Your Personal Information?

Rev. Date 2.2018

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and account balances
  • Credit history and credit scores
  • employment information and income
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons Indiana Members Credit Union chooses to share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Indiana Members Credit Union Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 No We don't share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We don't share
For our affiliates to market to you No We don't share
What We Do
How does Indiana Members Credit Union protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
How does Indiana Members Credit Union collect my information? We collect your personal information, for example, when you
  • open an account or give us your income information
  • apply for financing or give us your contact information
  • show us your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Indiana Members Credit Union has no affiliates.
Non‑Affiliates
Companies not related by common ownership or control. They can be financial or nonfinancial companies. 
  • Indiana Members Credit Union does not share with our nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance companies. 
Questions? 
Please call IMCU Member Services at 317.248.8556 or 800.556.9268