Student Loans

View the video below to learn more about the Student Loan Process.


General guidelines when preparing to pay for college.

  1. Submit a FAFSA - If your school requires it, you will need to submit the Free Application for Federal Student Aid on the U.S. Department of Educations website. You'll need to gather personal information, including IRS Tax Forms, before you start.
  2. Use all federal loans, grants and scholarship aid first. Consider all the student financial aid options available to you: scholarships, grants and federal student loans. Be sure to utilize these before considering a private student loan.
  3. Fill any gaps with responsible private student loans.

IMCU has partnered with Sallie Mae® For The Smart Option Student Loan by Sallie Mae®

  • For borrowers attending degree-granting institutions
  • A Choice of Repayment Options, Competitive Rates and No Origination Fees.
  • An ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

Apply Today!

Features and Benefits

Responsible Borrowing

We encourage students and families to supplement their savings by exploring grants, scholarships, federal and state student loans, and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan.

If you have further questions, please call 1.855.455.6977.

*The Sallie Mae partner referenced is not the creditor for these loans and is compensated by Sallie Mae for the referral of Smart Option Student Loan customers.
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