Credit Cards

Enjoy the buying power of Visa Platinum®, Visa Classic®, Visa Gold® and MasterCard® and make cash advances with no fees and at the same low interest rate! 

Now, earn rewards on credit card transactions! ScoreCard® Rewards are offered on the Visa Gold® & Visa Platinum® credit cards. Visa Gold® & Visa Platinum® card holders are automatically enrolled.  Earn 1 point for every $1 spent and redeem for travel or merchandise, at scorecardrewards.com.
(Note: the first time you login to Scorecardrewards.com, you will need to create a profile with a username and password.)

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Credit Cards Offered:

 

Visa Platinum® 

Visa Classic®

Visa Gold®

MasterCard®

Annual Percentage Rate (APR)

4.9%1

1st 6 months

9.9%

13.96%

10.80%

12.96%

 Rewards

Earn 1 point for every $1

spent and redeem for

travel or merchandise

at scorecardrewards.com.

N/A 

 

Earn 1 point for every $1

spent and redeem for

travel or merchandise

at scorecardrewards.com

N/A

Annual Membership Fee

No Fee

No Fee

No Fee

$10.00

Grace Period

25 days2

25 days2

25 days2

25 days2

Late Payment Fee

$17.50

$17.50

$17.50

$17.50

Foreign Transaction Fee

 

If a foreign transaction involves a currency conversion, a fee of 1.4% of the transaction amount will be assessed. If the foreign transaction does not involve a currency conversion, a fee of 0.8% of the transaction amount will be assessed.

APPLY NOW

Shared Covered MasterCard®

  • Rate - 12.96% APR1
  • $10 Annual Fee
  • Travel Accident & Credit Insurance

APPLY NOW

Credit Card Agreement & Disclosures

Credit Card Increase Request

Enhanced Online Protection:

IMCU's Visa® and MasterCard® credit cards offer enhanced online protection. Verified by Visa® and MasterCard SecureCode® protects your existing credit card with a personal password, giving you reassurance that only you can use your card online. To activate this feature, have your card handy and visit the sites below.

MasterCard LogoMasterCard SecureCode For your Credit Card

Visa Logo Verified by Visa®

 MasterCard Logo MasterCard® SecureCode® for your Debit Card

Current Members: To view credit card information, such as recent transactions, login to EZ Card

TO REPORT YOUR CARD LOST OR STOLEN, CALL 800.325.3678

securelock equip