Savings - Apply here!

  • $50 minimum deposit
  • Dividends are compounded and credited monthly

Christmas Club

  • $5 minimum balance
  • Dividends are compounded and credited monthly

Money Market

  • $2,500 minimum balance
  • Earn dividends from the day of deposit to the day of withdrawal.
  • Dividends are calculated by the Daily Balance Method and are compounded and credited monthly

Cubbie Club - Apply here!

  • $50 minimum balance
  • Children 12 & under are eligible
  • Provide child's name, date of birth and Social Security number
  • Dividends compounded and credited monthly

Health Savings Account

  • Tax-favored account in which you can accumulate savings for health care expenses.
  • To be eligible to open a HSA, you must be enrolled in a qualified High Deductible Health Plan (HDHP).
  • Contributions you make to your HSA are tax deductible, and your earnings are tax-deferred and may be tax-free.*
  • To be eligible to contribute, you (1) must be enrolled in a qualified HDHP, (2) must have no other health care coverage (some exceptions apply), (3) cannot be enrolled in Medicare, and (4) cannot be claimed as a dependent on someone else’s tax return.
  • The HSA offers you more flexibility than other health savings programs. It is individually owned and controlled by you. You decide how much to contribute (within IRS limitations), when to withdraw funds, and for what purpose. Withdrawals used to pay for qualified health care expenses are tax-free.*
  • Also, there is no “use-it or lose-it” provision. Funds deposited to your HSA, but not used to pay current health care expenses, accumulate from year to year until you decide you need them.
  • No application or setup fees to open the account
  • No monthly or annual maintenance fees
  • Competitive rate of return
  • Funds can be withdrawn at the branch, ATM or by using your HSA MasterMoney debit card
  • Account activity can be reviewed online through NetTeller
  • Monthly statements are available electronically or by mail

For additional information regarding HSAs, please contact your local branch.

* Indiana Members is not licensed to provide tax advice. Consult your tax advisor.



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