Credit Cards
Enjoy the buying power of MasterCard®, Visa Classic®, Visa Gold®, and Visa Platinum® and make cash advances with no fees and at the same low interest rate.

IMCU's Credit Card Rewards program begins November 1st. Credit Card rewards will be offered on the Platinum and Gold VISA® Credit Cards only. Current Platinum and Gold VISA® card holders will be automatically enrolled. Members will earn 1 point for every $1 spent. Rewards can be used on travel or merchandise and can be redeemed by clicking on the link above, which will be available on Nov. 1st. Please contact your local branch for details.
NOTE: The first time you log onto scorecardrewards.com, you will need to create a profile with a username and password.
IMCU Credit Card Comparison
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Visa Platinum |
Visa Gold |
Visa Classic |
MasterCard |
Share Covered MasterCard |
| Rate |
9.9% fixed |
10.8% fixed |
13.96% fixed |
12.96% fixed |
12.96% fixed
|
Introductory/Balance Transfer Rate Special |
4.9% for 6 mos. |
None |
None |
None |
None |
| Rewards |
Yes |
Yes |
None |
None |
None |
| Annual Fee |
None |
None |
None |
$10 |
$10 |
| Minimum Interest Charge |
$0 |
$0 |
$0 |
$0 |
$0 |
| Travel Accident Insurance |
None |
Yes |
Yes |
Yes |
Yes |
| Credit Insurance |
Yes |
Yes |
Yes |
Yes |
Yes |
Credit Card Agreement & Disclosures
Our Visa and MasterCard Credit Cards offer enhanced online protection. Verified by Visa and MasterCard SecureCode protects your existing credit card with a personal password, giving you reassurance that only you can use your card online.
To activate this feature on your Indiana Members Credit Union credit card, have your card handy and visit the appropriate Web site:
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For Your Credit Card

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For Your Debit Card

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Click here for current rates
To apply for a credit card, Click Here.
To view credit card information such as recent transactions, Click Here.
To report your credit card lost or stolen, please call (800) 325-3678 .
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