Mortgage Refinances

We are excited you are looking at Indiana Members Credit Union to satisfy your home financing needs!


IMCU offers a simple process to refinance your home quickly and efficiently. Whether you are trying to lower your monthly payment, build equity or utilize the equity in your home to consolidate debt, make a life style change or plan home improvements, IMCU has the program for you. We offer a variety of refinance options on both fixed and adjustable rate programs to meet your lending needs. Contact a Mortgage Loan Officer to get started today!

Income Documentation required for Pre-Approval should support the last 2 years of employment. Examples of documentation include:

  • Paystubs
  • W2s
  • Tax Returns
  • Award Letters and/or Bank Statements

Flexible Application Methods

There are 4 easy ways to apply for a mortgage loan with IMCU

Apply by Email
Simply complete the Mortgage Application, attach supporting documentation and email the documents to

Apply by Telephone
Simply contact Mortgage Services at 317.817.9700 and you will be connected to a Mortgage Loan Officer.

Apply In-Person

Apply Online

Apply Today!

The application process takes approximately 20 minutes. As a new user, the first step is to register for access to apply online. During the online application process you will be asked to authorize IMCU to obtain your credit report.

  • By choosing to allow IMCU to access your credit, a credit report will be pulled and imported to populate the liabilities portion of the application and your application will continue in the process.
  • By choosing not to allow IMCU to pull credit, the online application process will be halted. We urge you to contact Mortgage Services so we can address any concerns you may have, so the application process can continue.


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